Three simple ways to live life more richly

(NC)-Canadians are always looking for ways to save money, but are not always willing to sacrifice comfort. With a couple of simple adjustments, it’s possible to save on monthly household expenses without compromising on quality and comfort. Here are some ways to put hundreds of dollars back in your pocket in a matter of months.

• Canadians are paying an average of $40 a month for home phone service. If you are already paying for high-speed Internet, you can use your existing connection and use a voice over IP phone system for free local and long distance calls within Canada. On the sleek Ooma Telo device for example, you get advanced features like caller-ID, call-waiting and voicemail as part of the basic service package, which means extra savings. By making the switch to VoIP, you can easily save over $600 in two years.

• Household energy and water bills consistently eat away at your monthly budget. Consider the time of day you are doing laundry or running the dishwasher, and take advantage of off-peak rates. Did you know it’s more expensive to do a load of laundry during the day than it is at night? You can also save water by taking a shower instead of a bath, and turning the tap off while brushing your teeth. This may seem like common-sense advice, but the financial benefits are anything but basic.

• Television cable can often be one of the highest bills every month. Luckily, there are simple ways to cut back on this monthly expense, without completely eliminating this source of entertainment. Consider opting for a PVR instead of purchasing a time-shifting package. This gives you more flexibility while reducing duplicate channels. You can also watch online, some networks stream their shows shortly after their regular television broadcast. And don’t be afraid to shop around or negotiate a new deal – a simple telephone call could mean big savings. can save you big.

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