Getting Your Home Hunting Ducks in a Row

Say you’re shopping for a new home. Your goal is to find the ideal house or condo, in a neighbourhood that is just right for you, within a price range that you can afford.
What do you need — at minimum — to get started?
If you’re looking for ways to get your ducks in a row, here are some things to prepare:
• A property wish list. What does your ideal home look like? How many bedrooms does it need to have? How much parking do you require? A nice view? Get your wish list down on paper.
• A neighbourhood wish list. Where you live is just as important as what you live in. What qualities are you looking for in a neighbourhood? A nearby park? Walking distance to a good school? Hiking trails? A shorter drive to work? Write it down.
• A pre-approved mortgage. Getting the financing handled up front takes the guesswork out of what you can afford. Sellers will also take any offers you make more seriously.
• Realistic expectations. 90% of homes sell at or near the current market rates. So don’t expect to find a bargain that no one else has noticed.
Looking for more advice on finding your next dream home?
Call me! 416-779-8732

Getting a Handle on the Home Selling Process

You probably know there’s more to selling a home than putting up a For Sale sign. But, if you don’t understand the process in detail, you might feel intimidated and stressed when it comes time to put your property on the market.
Fortunately, the home selling process isn’t that difficult to
understand. There are basically six steps. Step one is selecting the right REALTOR®. You need a knowledgeable, trusted expert who can guide you through the process, take care of all the details, and help sell your home quickly and for the best price.
Step two is preparation. You need to ensure your home is clean and uncluttered. It’s also important that you take care of any needed repairs, even minor ones like wall dents.
Step three is the listing price. You need to select a listing price at or near the fair market value of your property.
Step four is promotion. How will buyers find out about your property? An effective promotion plan is critical.
Step five is dealing with offers. Ideally, you’ll get several. But
the best offer is not necessarily the highest one. An offer can fall through for many reasons, so dealing effectively with offers is, perhaps, the most important part of the home selling process.
Step six is the transaction. Once the sale is made, you want to know that you have the right professionals in place – your lawyer, mover, etc. – to make sure all the after-sale details are taken care of properly.
Want more ideas for making sure the home selling process
goes smoothly for you? Call me! 416-779-8732
*Article Provided by Morris Marketing*

Handling a New Home Problem on Moving Day

Imagine buying a product from a store, taking it home, and then discovering there’s a problem with it. Disappointing, yes, but not a catastrophe. You can simply take it back for repair or exchange.
But, what if it’s moving day, and you discover there’s a problem with your new home? Whoa. A house isn’t so easily returned!
What are the most common problems encountered on moving day?
• A delay in getting the keys.
• The seller not having completely moved out.
• An item expected to be included with the property is missing.
(For example, the window blinds.)
• Something needs repair that was not disclosed by the seller, nor did it come up during inspection. (For example, the dishwasher not working.)
• Damage to the property caused by the seller. (For example, a
heavy item dropped during the move and cracking a floor tile.)
Fortunately, these are rare events. In most cases, you can expect no serious issues when you move into your new home.
But, if something is wrong, you have options. So, call me immediately. In all likelihood, I will be able to quickly resolve the issue. If it’s a serious matter, such as missing items, I may get your real estate lawyer involved to arrange for the return of the item(s) or compensation.
So don’t worry. Let the professionals handle it. You can just enjoy your new home!

Surprising Secrets of Successful Home Staging

“Staging” is about setting up and decorating each room of your home so that it looks as attractive as possible to potential buyers.
Studies show that a unit is more likely to sell quickly and for a better price if it is effectively staged. Even if you haven’t heard of staging before, you probably already know the basics, such as eliminating clutter and making sure everything is clean and “guest ready”.
However, there are also some home staging “secrets” staging professionals use that you may not know. Here are a few examples:
Increase horizontal surface space. Make sure desks, countertops, coffee tables, end tables, etc. are as free of items as possible. Give the impression that there’s lots of room available on horizontal surfaces.
Flowers. Fresh flowers or flowering plants placed in a couple of rooms, such as the kitchen and living room, can have a dramatic impact on how inviting that room looks. Just don’t overdo it.
Don’t be daring when you paint. You may love the idea of a bright yellow and green combination in the family room, but not everyone will share your daring sense of style. If you paint, stick to neutral colours.
Less is more. Be brutally honest about the amount of furniture
you have in each room – including wall hangings. Is there a desk, side table or other piece you can put away in storage? Think about ways to make each room more spacious. Space is king!
Ultimately, the best staging advice is to use your common sense. Put yourself in the shoes of a potential buyer as you walk through your unit. Ask yourself, “What changes will make this room even more attractive?”
Want more staging tips? Call Me! 416-779-8732

Buying Your Dream Home in a Hot Market

Imagine finding the perfect home, only to discover there is serious interest from at least a dozen other buyers. It’s like scrambling for the last piece of cake at a buffet!

Fortunately, there are things you can do to help get the home you want, even in a highly competitive market. Here are just a few ideas:

• Only view a few ideal properties at a time. If you see too many, and thus spread yourself too thin, you risk homes slipping through your fingers.

• Be realistic about price. Focus on finding a great home that you can afford, rather than trying to find a bargain.

• Consider homes that need some work. They get less interest than perfectly staged properties, yet can turn out to be a dream home.

• Be prepared to make an offer with as few conditions as possible. An offer conditional on passing inspection is usually fine, but in a competitive situation, offers with other conditions will likely be turned down flat.

• Make your decisions quickly. If there are likely to be other interested buyers, you want to get your offer in early.

• Make the right offer. To win the deal, you want your offer to be as enticing as possible to the seller — especially when it comes to price.

Yes, it can be tough finding an ideal home in a hot market, but I can help. Give me a call and I’ll show you how. 416-779-8732

Getting Friends to Spread the Word about Your Listing

When you list your home for sale, you want as many buyers as possible to find out about it. So consider how many friends, neighbours and work colleagues you have. Then think about how many people they know. The number is likely in the hundreds. One of those people could be looking for a property just like yours.

That’s why getting your friends to spread the word about your listing is so effective. How do you do that?

One strategy is to have a moving party. This gives you an opportunity to ask your friends, as a group, to tell others about your listing. You can also encourage your friends to bring a guest who is currently in the market for a new home. Another good idea is to put a profile of your listing on Facebook. This is the fastest and most convenient way for your Facebook friends to point others to your listing. Do you have friends who work at larger organizations like banks and factories? They probably have access to an employee lunch room with a bulletin board. You can spread the word by asking them to put up an information sheet on your listing.

Try one or more of these ideas. Combined with my marketing plan for you, they can help get more qualified buyers to your doorstep.

Want more tips on promoting your listing? Call today. (416) 779-8732

Does Your Home Insurance Cover Everything?

When you suffer damage to, (or the loss of), your home or its contents, you expect your insurance company to help you out. And, most do a good job of doing just that.
Still, it’s a good idea to review your policy with your insurance advisor and find out what’s covered and what isn’t. You don’t want to discover that your policy will not cover the cost of repairing the damage caused by a flood in your laundry room.
Pay particular attention to coverage in the case of water damage. Some insurance policies don’t cover floods and sewer backup unless an additional rider is purchased. Also, check liability limits. Ask your advisor to recommend an appropriate level.
Finally, make sure you know exactly how much your home is insured for. Are you covered for the full replacement cost? Are you comfortable with that coverage or the actual cash value?
Having the right insurance gives you peace-of-mind and is an important part of enjoying your home.
Keep in mind that experts advise you to review your insurance with your advisor. Ask lots of questions. Make sure you understand your coverage fully.
By the way, if you’re looking for an insurance advisor, I’m well connected in the local “home” industry. I may be able to give you a couple of names of good, reputable professionals. Send me a message.
*Article Provided by Morris Marketing*

International Women’s Day

Hey what did you do today to Advance the status of your  fellow women.  I paid it forward to a woman in Mexico who needed a loan to help her have her baby.  She does not have Health Care and as such will have to pay for her baby to be born.  On Kiva she asked for a Loan.  This is my 9th Loan on Kiva.  I usually make a loan to a woman in another country on IWD and Mothers Day.  Just trying to help other woman with a hand up.


Hope your International Women’s Day is great!

Happy International Women’s Day

International Women's Day 2018

Big change starts from little questions.Find out what Vodafone is doing to create more gender equality at #PressForProgress #IWD2018

Posted by Vodafone UK on Thursday, March 8, 2018